下面小编为大家这整理了关于实用英语口语表达--关于超前消费，希望能给大家带来帮助，英语虽然难学，但是大家要坚持啊，坚持就是胜利，下面我们一起来看看这些实用英语吧。
　　1. I'm over my credit limit.
　　我的信用卡透支了。
　　2.My current salary can not make ends meet.
　　我现在的薪水根本不够花。
　　3. You should keep a rational spending habit.
　　你应当养成一个理性的消费习惯。
　　4. I usually use my credit card when I don't have enough cash.
　　当我现金不够时，我通常会刷信用卡。
　　5. I'm in debt.
　　我欠债了。
　　6. I am overdrawn by 1,500 yuan.
　　我透支了1,500元。
　　7. I have a tight pocket.
　　我手头有点紧。
　　8. You'd better change your attitude towards money.
　　你改变一下对金钱的态度。
　　9. I have to pay off my credit card bill at the end of each month.
　　我不得不在每个月末偿还信用卡欠款。
　　10. You should change your over-spending behavior.
　　你应该改改你那过度消费的行为。
　　11. I have got an interest-free loan for 6 months.
　　我获得了一份六个月的无息贷款。
　　12. My credit limit has been raised.
　　我的信用额度提高了。
　　13. I'm getting into a serious financial trouble.
　　我陷入了严重的财务危机。
　　14. Owning a heavily overdrawn account is not a good sign.
　　拥有一个巨额透支的账户可不是一个好迹象。
　　15. He focuses on spending today rather than making a budget for tomorrow.
　　他只顾眼前的消费，从不为将来做预算。
　　16. He has built up debt from over-spending.
　　由于过度消费，他已经负债累累。
　　17. My credit card debt is twice my income.
　　我信用卡上的负债已经高达我收入的二倍了。
　　18. They are embracing a "buy now, pay later" lifestyle.
　　他们崇尚一种"消费在前，还款在后"的生活方式。